If you're reading this article you're probably wondering why you should be considering buying travel insurance. Well, you'll not just be protecting your investment, you'll be protecting yourself and your family should anything untoward happen.
What would you do if;
- you were involved in a car crash
- you injured yourself before or during your trip
- a non-traveling, covered, family member became sick, got injured or died
- you lost your luggage during your trip
- you had to cancel your cruise, or you were delayed en route and missed your connection
Did you know that ordinary insurance policies may not protect you?
Some cruise lines offer minimal travel insurance and credit cards occasionally include baggage protection and flight travel insurance, but those policies are usually limited, and won't protect you from many serious risks.
- If you contracted a virus or serious illness, would you have $20,000+ to pay for medical evacuation from a foreign country?
- Have you got $10,000 to pay for medical expenses if you slip on a rain soaked sidewalk and broke your ankle?
- Did you know that Medicare does not cover any medical expenses outside the United States and most health insurance providers offer limited or no coverage internationally?
It's not just medical protection
Travel Insurance offers more than just medical protection. Occasionally unexpected situations arise during your trip that are not health related:
- Would you want to pay $150 for an airport hotel because your flight was cancelled or delayed due to adverse weather conditions?
- What would you do if you missed your cruise due to a delayed flight? Could you afford the extra fees to fly to the next port of call join/rejoin your cruise?
- Do you know where the nearest U.S. Embassy or Consulate is if your passport gets lost or stolen?
- How would you manage if your bags didn't make your connection and you have nothing to wear for 24 hours?
These are common occurrences that can impact your trip and Travel Insurance policies are designed to take care of you when they do. Whether you're investing thousands on your vacation or you're taking a flight on business, why take risks that could lead to unnecessary expenses?